Commercial Real Estate Loans
Nationwide Commercial Mortgage Loans
When Your Local Banker Says “No” – Turn To Us For Reliable Funding Sources
In today’s credit market, even if you have been a great customer with a bank for years, they may still turn down your loan request. Community, regional and large banks have too many bad loans on their books or need to increase their cash reserves.
You are likely searching online for another reliable lending source and found our website because this has happened to you. We are here to help you.
If you are ready to get started, just click on the Apply Now button below.
Overview
Our commercial real estate loan sources are funding permanent loans for both purchase and refinance of owner-occupied and investor-owned properties including:
- Office
- Retail
- Multifamily
- Mixed use
- Industrial
- Hospitality
- Select special use property
FHA/HUD Loans for Healthcare Projects and Large Multifamily Properties
For multifamily properties and healthcare, we have select lenders offering FHA or HUD loans for purchase, refinance, substantial rehab and construction, from a minimum loan amount of $2 million and up. See more information on these loans at the end of the page.
Healthcare property types include: Assisted living | Care facilities | Congregate care | Independent living | Skilled nursing home | Hospital | Rehab center
When obtaining a commercial mortgage loan, keep in mind that the lender is interested in funding a project with the following terms or criteria:
- The real estate project or your owner-occupied business has a sufficient income-stream i.e, Debt-To-Income Ratio, that can be documented with financial statements and tax returns (We do not have lenders for stated-income loans.)
- You have a down payment or equity in the property. In today’s credit environment, expect that to be 20 to 40-percent cash down payment for a purchase or equity in the property for a refinance.
- You have experience in owning/managing the commercial property type you are seeking to finance.
- You have good credit. Typically 680+
- Minimum loan $500k to 6 million+ (Our commercial lenders do not fund below $500,000).
- Loan terms:
- Fixed rate for 3, 5, 7 or 10 years; Amortized up to 20 to 25 years.
- 80-60% LTV
- Pre-payment penalties vary
- Fees vary
Looking for a short-term loan instead?
If you are looking for a short-term commercial loan instead, click on the menu links above for Bridge Loans, Hard Money or Business Credit
How to apply for a commercial mortgage loan right now
We will give you direct access to our database of lenders. You can apply online by filling out the requested information about your loan project.
After you complete the online loan request, you will be given access to the list of lenders making the best match to your loan request parameters. Select the lenders you want to bid on your loan and sit back and wait for them to contact you by phone or email with their loan terms.
It’s just that easy.
If you are ready to get started, just click on the Apply Now button below.
How To Apply for an FHA/HUD Loan for Healthcare Projects and Large Multifamily Properties
We have select lenders that are MAP-approved. What this means to you is a faster approval and funding of your project.
You MUST HAVE EXPERIENCE with owning and operating the property type or be an experienced developer/builder. These loans are not for newbies.
If you are ready to apply for an FHA loan, Click Here Now To Send Us An Email and we will get you set up to speak with our MAP-approved FHA lender.
